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Global Business Payments & Treasury Management for Modern Enterprises

A comprehensive financial service providing Global Payouts, Multi-Method Collection, Corporate Card Issuing, and Treasury Management for cross-border businesses.

500+
Corporate Clients
$2.5B+
Annual Volume
< 5s
Average Settlement
FX & Fee Calculator
Rate locked 60s
You Send --
Recipient Receives
--
UKA Network Fee --
Estimated Arrival --
Wholesale Interbank FX Rate Transparent Real-Time Rate

Direct Integration with Tier-1 Partner Banks & Card Networks

DBS Bank Singapore
Singapore Gulf Bank (SGB)
Visa Direct Network
Mastercard Send
SWIFT Member
SEPA Instant Clearing
FedNow & RTP Network
PCI-DSS Level 1
DBS Bank Singapore
Singapore Gulf Bank (SGB)
Visa Direct Network
Mastercard Send

Core Financial Services for Global Commerce

Enterprise solutions designed to handle cross-border payments, disbursements, and corporate spending safely and efficiently.

Global Payouts & Disbursements

Send funds directly to bank accounts and local e-wallets in 180+ countries with competitive FX rates and fast clearance.

  • Local clearing networks across 30+ major currencies
  • Direct connectivity for minimal delays and high success rates
  • Batch transfers for high-volume corporate disbursements

Corporate Card Issuing

Issue branded Visa & Mastercard physical chip cards and virtual cards with programmable spend controls.

USD / EUR / SGD
4288 9012 3456 8892
CARDHOLDER
UKA CORPORATE
EXP
12/28

Marketplace & Platform Split Payments

Manage sub-merchant accounts, automate commission payouts, and handle multi-party transactions easily.

Gross Inflow: $10,000 Automated Split
85% ($8,500) Vendor Payout
15% ($1,500) Platform Take-Rate

Corporate Treasury & Cash Management

Earn up to 4.85% APY on overnight idle balances while maintaining liquidity for daily operational expenses.

Overnight Liquidity APY 4.85%
USD 4.85% APY SGD 3.65% APY

Flexible Business Credit Lines

Access working capital credit based on verified payment volume to support business growth.

Revolving Line: $500,000 Zero Collateral
92% ($460,000) Available Credit
Instant Drawdown < 1 min

Complete Control Over Multi-Currency Global Operations

Monitor balances in real-time across Tier-1 partner banks, execute high-volume batch disbursements, and access live SWIFT MT103 clearance documentation directly from your portal.

UKA Institutional Portal · Production Gateway
256-bit TLS Encrypted
UKA Enterprise Treasury and Payments Dashboard Platform

How Capital Moves with UKA

From local collection to cross-border settlement and treasury yield, UKA simplifies each step of your financial operations.

01
180+ Regions · 30+ Currencies

1. Multi-Currency Collection

Collect funds via local virtual accounts, international cards, and popular payment methods in 180+ regions.

DIRECT CLEARING RAILS FAST · SEPA · FedNow · ACH
02
Wholesale Interbank · 0.15% Spread

2. FX Conversion & Settlement

Exchange between 30+ major currencies at transparent interbank rates to minimize foreign exchange risk.

INSTITUTIONAL PRICING Real-time Spot & Forward Hedging
03
Instant Clearing (FAST / SEPA / FedNow)

3. Global Payouts & Card Issuing

Disburse funds directly to bank accounts and wallets globally, or issue corporate Visa/Mastercard cards.

HIGH-VOLUME DISBURSEMENT Tokenized Cards · Instant Wallets
04
Up to 4.85% APY · Daily Liquid

4. Treasury & Float Management

Earn competitive yields on idle operating balances in segregated, liquid bank accounts.

ASSET SAFEGUARDING Tier-1 Segregated · T+0 Liquid

Serving Cross-Border Enterprises Worldwide

Multi-Currency Settlement for Cross-Border E-Commerce

Collect payments in 30+ local methods across major markets, manage currency conversions at interbank rates, and pay suppliers worldwide on time.

Contact Industry Specialist →
Active & Verified
Account Holder Lumina Global Commerce Pte. Ltd.
Virtual IBAN / Account
Custody Bank DBS Bank Ltd (Singapore)
Clearing Rail FAST / MEPS (Instant)
Incoming: +$42,500.00 SGD • Settled in 3.2s

Why Businesses Choose UKA over Traditional Banking

Clear fee structure, faster settlement times, and modern corporate account tools.

Service Area
INSTITUTIONAL TIER UKA Global Account Direct Banking Rails
Traditional Bank Wire
Account Opening
1-3 Business Days (Digital KYC)4-8 Weeks (Manual Processing)
Settlement Time
Real-time / Same Day (FAST, SEPA, RTP)3-5 Business Days (SWIFT Wire)
FX Rates & Spreads
0.15% - 0.3% (Wholesale Interbank)2.5% - 4.5% + Intermediary Fees
Corporate Cards
Instant Virtual & Physical EMV2-3 Weeks Physical Cards Only
Operating Balance Yield
Up to 4.85% APY (Liquid Overnight)0.05% - 0.2% (Standard Checking)
Fund Safeguarding
100% Segregated at Tier-1 Partner BanksGeneral Balance Sheet Custody

Bank-Grade Safety & Regulatory Oversight

Client funds are fully protected under financial regulations and segregated banking custody accounts.

MAS PSA Regulated

Regulated Financial Operations

Operated in compliance with international payment institution standards.

Tier-1 Segregated

100% Segregated Bank Accounts

Client balances are held in segregated accounts at Tier-1 partner banks (DBS, SGB).

256-Bit HSM TLS

PCI-DSS Level 1 Certified

Strict data protection, 256-bit encryption, and routine security audits.

24/7 AML Radar

Anti-Money Laundering (AML) Screening

Automated transaction monitoring and sanctions screening to ensure compliance.

Estimate Your Potential Cost Savings

Compare estimated transfer costs using UKA direct clearing versus typical wire transfer fees.

Monthly International Volume (USD): $1,000,000
$50K $5M $10M+
  • Transparent per-transfer fee schedule
  • Wholesale FX rates (0.15% - 0.3% vs bank 2.5%+)
  • Volume discounts for large transaction batches
Estimated Monthly Savings:
$29,500
$354,000/yr
Traditional Bank (3.2%) $32,000
UKA Direct Rail (0.25%) $2,500
compared to typical 2.8% - 4.5% bank wire and FX fees
Request Custom Pricing

Frequently Asked Questions

UKA provides cross-border business payment services, including Global Payouts to 180+ regions, corporate Visa/Mastercard card issuing, multi-currency accounts, platform split payments, and corporate treasury management.
Transfers processed via local clearing networks (such as FAST in Singapore, SEPA in the EU, Faster Payments in the UK, and RTP in the US) typically arrive in seconds to minutes, 24/7.
UKA operates on a transparent, per-transaction fee schedule with tiered volume discounts. There are no monthly platform maintenance fees. Contact our corporate team for specific pricing tiers.
All client balances are held in segregated custody accounts at regulated Tier-1 partner banks (such as DBS Bank and Singapore Gulf Bank). Client funds are never commingled with company operational assets.
Yes. UKA supports issuing physical EMV chip cards and instant virtual cards with customizable spending limits and merchant category restrictions.

Empowering Global Treasury Teams & Cross-Border Leaders

2.6% FX Savings

“UKA helped us eliminate currency volatility losses across 14 European markets. Settling vendor payouts via local SEPA rails reduced our transfer turnaround from 3 days to seconds.”

98.4% Auth Rate

“UKA's local merchant acquiring and intelligent card routing increased our international subscription billing success rate from 86% to 98.4%, significantly boosting our gross retention.”

48h Onboarding

“Opening virtual multi-currency business accounts in 48 hours enabled our B2B trade network to collect USD and EUR payments directly without costly intermediary deductions.”

Dedicated Service

Direct Access to Your Senior Relationship Desk

Every UKA corporate client is assigned a dedicated Account Executive and 24/7 technical desk support to configure liquidity routing and monitor large transfers.

1-on-1 Dedicated Corporate Account Executive
Real-time Escalation via Dedicated Desk / Telegram VIP
Bespoke Liquidity & Corridor Route Configuration

Ready to Streamline Your International Payments?

Speak with our corporate team to set up multi-currency accounts and payment rails for your business.

Contact Our Corporate Team